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Do you want to work as a pet insurance broker?

  • Read about the most important info you need to decide on following this career.
  • ​Follow the 7 points below and search for a tertiary institution near you for future studies. If you already are graduated, you may also search through our list of Jobs in the main menu.
  • If you want to PLAN the way you need to prepare, then join our community in step 8 where you will learn everything, while chatting with other potential brokers and experts from around the world. Prepare to be amazed!


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UPDATED: 3 November 2020

1. What is a pet insurance broker?

Pet Insurance Brokers are special sales representatives of insurance companies that offer health insurance coverage policies for a variety of pet species. The health insurance is used similar to what we have as humans, in case of medical expenses and emergency.

Also known as:

  • Pet Insurance Agent
  • Pet Insurance Sales Agent

Animals insured?

80% of all insured pets are dogs while only 13% are cats, others make up the difference

Market value?

The global pet insurance market is worth over US$ 100 billion per year

2. What do they do?


Business / Health


The primary focus of a broker is to sell pet owners the best insurance that will fit the specific kind of pet, within the financial means of the owners.

Daily Tasks:

  • Perform advertising and marketing tasks to connect with potential clients
  • Discuss brief with clients
  • Explain benefits of different policies to clients
  • Assist clients in completing the necessary forms and add whatever documents are required
  • Process and maintain all electronic and paper records related to clients’ policies
  • Regularly follow-up with clients to find out if they are still happy
  • Administration and filing

Where they work:


Brokers will primarily work indoors, with their administrative work and calls done from within an office set-up.

Places of Employment –

Most brokers work either permanently or on contract for one or more insurance companies. Those that work on contract can start their own insurance consulting business.

Average Salary:

As most brokers are self employed, their income is based on signing insurance contracts. On average the income per year is around $50,000. Income can also be extended through various performance bonuses. Income will differ depending on the contract the broker has with the insurance company, and from country to country.


Brokers need to be tough in following up with prospects, and this could mean very long working hours. In order to reach the clients, the broker might travel extensively.

​Future growth and Possibilities:

As more owners realize the benefits of having insurance for their pets, the sector keeps on growing positively from year to year. It should keep on growing at around 10% per year. The possibility of a pay-as-you-use insurance for pets might open new doors for brokers in the future.

3. Which Skills are required?

The skills required for a career as a pet insurance broker can be divided into two very important groups. The first is the group containing life skills, which are the core skills that are necessary or desirable for full participation in everyday life. The second group is career skills, or the specific skills required to allow a person to enter and operate effectively within a specific career. Some or maybe even all of the life skills can assist in strengthening the career skills, and they might even be the same for specific careers.

Life Skills:

  • Self-awareness
  • Empathy
  • Critical thinking
  • Creative thinking
  • Decision making
  • Problem Solving
  • Effective communication
  • Interpersonal relationship

Career Skills:

  • ​Good business knowledge
  • Basic customer service skills
  • Good health and physical fitness
  • Excellent computer literacy
Life Skills
Career Skills

4. Which Subjects must I have at School?

The subjects you choose at school are important as they lay the foundation for further studies at college or university. While still at school, it’s also important to learn more about the animals you will work with, as well as gain some experience.

OZT has a list of various tertiary institutions where you can study further, after school. Each of these institutions also have their own Group page on OZT where you will find the exact subjects they require of you to have passed in school. Keep these requirements in mind, and discuss it with your school, guidance counselor and parents to ensure that you are prepared!

5. What will I need to Study?

Minimum Requirements:

To become a Pet Insurance Broker doesn’t require formal education, but many students do go on to study Short Courses or a College Diploma.


Major –

In directions such as risk management, business management, marketing, public communications.

Short Courses –

Basically in the same subjects as the above list for majors, but in a shorter time span.


The duration of College Diplomas can be up to 3 years. Short Courses are usually between a few weeks and a year.

Possible Career Preparation Paths:

If this is your dream career that you want to pursue, then it’s important to plan the way forward.

Why is planning important?

​To ensure that you understand the requirements for your career, and that you are always prepared for the next step on the road towards your dream. A Preparation Path is like your road map to where you want to be.

Possible Paths:

Possible Combined Career Paths:

It is possible to sometimes combine two or more related careers. This normally happens when you study and practice a specific main career, but the knowledge and experience gained also help you to have a paying hobby or secondary income career.

Possible Alternatives (there are a lot more):

Stepping Stone Career:

Being a pet insurance broker can also be used as a stepping stone career. A stepping stone career is one which is used to help you get to another career, normally because the other career is too difficult to reach (sometimes due to things like high fees etc).

You can begin as an intern broker after basic short courses and expert guidance (maybe working under a mentor). The money made can then be used to pay for studies towards a promotion or another career, and the experience helps in gaining knowledge. One paying to help get to the other.

Some of the possible paths:

Training and apprenticeship:

Even though it is important to study to get into some of the animal careers, most of the skills you will need as a broker will be acquired through practice. This means that you will learn how to perform some of the daily tasks by actually doing it a few times and learning the steps.

In most cases entry level brokers require training sessions even before they are allowed to actually perform their job duties. These sessions are offered by the insurance company, after having successfully applied.

Apprenticeship is also possible where you need to learn skills from a more senior broker or expert.

Join the Pet Insurance Brokers Group in STEP 8 to learn more and even interact with the educational institutions that will help you secure your dream career!

Average level of education of all the people who enter the career:

High School Certificate 0%
Diploma or Short Courses 0%
Degree or Higher Studies 0%

6. Licenses, Certificate, Registration and Professional Associations

Certain animal careers require some form of legal certification to prove that you can indeed do the work, and work with the necessary equipment.

Insurance brokers must be licensed by the government of the country in which they plan to sell insurance services.

Learn more about requirements by joining OZT in STEP 8.

Professional Associations:

7. Where can I study further?

All of the above information will help you understand more about the Career, including the fact that there are different paths to take to reach it. But if you are almost done with High School (Grades 11 or 12), you also need to start thinking about further studies, and WHERE you will study.

See the List of Universities, Colleges and Online Training Academies who offer courses towards selling insurance.

Pet Insurance Broker Career_opt

8. Join the OZT community

Join us as a special member and learn more about becoming a pet insurance broker.

Members of the Platform have special access to:

  • Info on the best places where you can study (colleges, universities and online)
  • Expertly designed advice to prepare you for the career, and links to places where you can gain valuable experience. For some career experience is necessary, otherwise you wont get the job!
  • Top notch info on each of the different species you will work with
  • Make friends around the world and share knowledge
  • Compete and win points, badges, games, prizes and certificates. Be the best of the best, while you learn and prepare!

If you have decided on being a Pet Insurance Broker, please click on the JOIN GROUP button. Members will be directed to the Group, while non-members will be assisted to register first.

If this career is NOT the career for you, then you may return to the MAIN CAREER menu, and search for something different.

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Career Profiles and Resources


Career Mentors are Members who assist by volunteering to keep each Career Page factual and current, while mentoring Students in the related Career Group.

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Contributions by expert members are always appreciated to allow the Students to make informed decisions. Please add your contribution through the attached Form:

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List of Career Mentors/Educators who have contributed to this Career info:


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